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PPI Claims Expected to Rise in the Next Few Years

April 8th, 2014

Financial Services Compensation Scheme Chief Executive Mark Neale admitted that while the Financial Ombudsman’s PPI count had dropped by 20% in the second half of 2013, PPI claims have not yet reached its peak. According to the FSCS research, not everyone in the United Kingdom had made a claim. The revelation that Lloyds, Barclays and RBS had omitted refunds for consumer will also drive up consumer reclaiming of refunds in the coming years.

The Financial Ombudsman Chief Tony Boorman also said that while 263,000 PPI claims have dropped to 190,000, it is still “depressingly high.” The Financial Ombudsman still receives 1,000 complaints for financial services daily, a huge chunk of them about payment protection insurance.

PPI is a policy that repays consumer loans, mortgages and credit cards in case consumers get sick, have an accident or get unemployed. Because of the many exceptions insurances have, many consumers were unable to claim for their benefits from an insurance that cost them £2780 on average.

According to PaymentProtectionInsuranceClaimsCo.co.uk and other claims management companies, despite the refund, single-premium holders may be short-changed by Lloyds, Barclays and RBS because of a regulatory provision called “alternative redress,” which allows banks to compensate consumers with single-premiums with regular-premium repayments.

The Effects of Word Densities in a Blog

March 12th, 2014

In this post, “word densities” do not mean a Search Engine Optimization or SEO term. While word density has an effect on search engine algorithms, this post focuses on the writing style and grammar part of blogging. Word densities vary per post, and each of them has these impressions on readers.

1. Sets the Mood
If you read “finance”, “fiscal”, “business”, accompanied by words such as “formerly”, “secondary” and “probability”, you find the article’s mood to be of formal business and an analysis because of “probability.” But if you change the second set of words to “trivial”, “funny” and “absurd”, you may be reading a financial article that is satirical. Words set the mood and people recognize different hierarchies and categories of words that affect different moods in reading the article.

2. Indicates Writer Proficiency
The more you use rare words or industry jargon, it shows that you are in-depth in your field, yet readers cannot consider you good enough for your work. A professional in his or her own field understands that people can only understand in layman’s terms, especially very difficult words or topics they have just read. When you use analogies to explain the many rare terms you use, it indicates how proficient you are in your job and in writing as well.

3. A Call to Action, Entertain, or Inform
Posts and blogs entertain readers by piquing their interests, but some blogs may just call readers to action or just inform them regarding the topic. News articles read often as neutral, getting the statements of every side in a topic and using politically-correct terms, usually neutral terms, in their articles. For most business articles, they explain technical terms and metrics that would be useful for entrepreneurs and proprietors.

Developing Personality and Rapport With Your Audience in a Blog

March 10th, 2014

In a party, you will often notice the person who is braggy, talkative, a hard drinker or a heavy smoker. You will also notice those who are charismatic, talented and socially-engaging with clever jokes and witty lines. Personality is their common denominator and their uniqueness attracted your attention.

Personality adds color to a blog and shows more honesty. You could write opinions with a genuine flare of rage or a positive note depending on your topic. As long as you provide sources and you make clear if you are biased to one side or just neutral, people can find your posts entertaining.

Audio blog posts can convey these emotions more clearly, although you will need to have the necessary speaking skills to do so. Some people can write well and express themselves through words, but they do not have a clear speaking voice. You will need to develop both your skills in content and speaking with this method.

The discussions/comments area also develops your blog personality. You can respond to your readers and ask them about their thoughts. You could also answer their questions and include your personality in it.

Building authority might be the only hard part in developing blog personalities. You can show credentials that you are a retired doctor, a once-active journalist or other professions in your website. You will need to show proof or a testimonial for the matter for people to trust you.

Compensation Claims: Who Pays for Your Personal Injury, The Gym, Your Insurer, Or Both?

February 19th, 2014

I was once a bodybuilder, now I’m someone who has a dislocated shoulder and an overgrown lump of hard muscle. All this happened because I had an accident in the gym where many investigators believe as the supposed responsibility of the gym employees themselves.

Gym equipment is fragile, effective as it is dangerous when you are left unsupervised to perform your routines. However, I had consistent and productive routines in the past that these heavier lifting equipment is something I have already grown accustomed to. Gym employees just leave me be while I use the equipment.

But this one time, I detected an imbalance in the weights when I began my dead weight lifts. I asked the employees but they said that the labels were indicating their correct weight. Trusting their judgement, I lifted, only to find in the first attempt to dislocate my shoulder.

My wife hired a no win no fee claim solicitor to work on my behalf and based on his early investigation, it appears that my insurer finds me at fault for personal negligence. However, the claims solicitor stresses it is the gym employees fault because based on my accounts, they claimed the labels of the weights were correct.

After a few months, my solicitor find out that three of the weights were defectively named, and the gym has decided to give me my due compensation. He also informed me the gym was planning to sue the distributor of the weights for their error.

How an Audio Post Could Change A Blog You Make

February 7th, 2014

Our ears are highly-sensitive parts of our body. A small scratch in a silent room is significantly defined by our ears, which our brains process automatically to give us an image of what it could possibly be. Without the use of our eyes, the ears analyse the information as quick as the eyes could through the brain. With this in mind, an audio post could revolutionize the way you make content in your website.

If you create an entire blog audio post, you could give people listening or following your content through their mobile devices a breather. They could tune in to your show using their earphones and be mindful of their surroundings as they analyse your content. It might seem a bit counter-intuitive at first, but it is quicker to do so than by reading a post and text.

An audio post on top of a text blog is also helpful. The text acts a subtitle for your audio post. In this way, you also attract search engine robots, which would be helpful when people search for your name online.

Text cannot display emotions properly, not unless you use heavy emoticons in your blog. However, audio replicates your voice; everything that you say and the manner you spoke your dialogue will be helpful in attracting audiences. They might also find it a niche to just listen to you if you have a good speaking voice.

The Fringe Benefits of Doing Blogs

February 4th, 2014

It is obvious from my posts that I am an internet marketer and a search engine optimization expert. I’ve never talked about myself in this blog and I’ve only given tips to you readers regarding the potential of blogs to help your business. Web logs have come far from expressing yourself to actually entertaining a live audience and facilitating your visibility with search engines.

Blogs do get you satisfactory income if your visitors continue to increase because businesses will approach you either to endorse their products through banners, or actually have you critique their products. Aside from getting involved in a respective industry, doing blogs also gives you the following.

1. A Critical Audience
If you’re reviewing certain sponsor items or services, readers may agree or disagree with you. You could engage them through a discussion thread directly below your article or post, or through general messaging. I’ve had fun doing critical chats with my audiences. Audience comments are a great knowledge base regardless of positive or negative comments.

2. Free Things
Some companies will want you to have prototypes of their new items, specifically to publicize it. These prototypes are designed to impress you, and the new features you suggest may actually be added to the item’s final appearance. It’s kind of great to have contributed to the item’s final product given you raised concerns about specific issues.

3. Trust
As bloggers, we are influential writers, especially if we are driving high traffic. Some audiences may agree with us, some may disagree with us. Critiquing can involve an unpredictable rate of error in doing your job. However, you develop trust if you accept the critique of your own audiences and they accept you as being right too, which boosts our integrity not just as bloggers, but as critics in any industry in general.

Promoting Your Blog In Creative Ways

January 8th, 2014

A blogger might say writing is a creative process in itself, but you will need more than writing and a website just to promote your blog effectively. With tons of free internet services for other media platforms and just about anything you want to do with media, here are a few creative ways you can promote your blog.

1. Short Videos
Short video streaming services offered by Vine or Instagram can actually help you catch the interest of your followers by posting a short video of yourself talking about your blog and your new updates. You’ll need some fundamentals of video editing if you want to make your short video effective.

2. Games
You could go as far as flash games or you could settle with a “choose your own adventure” type of article with links towards a narrative that would lead up to the point of your blog. This is a form of creative writing, but you could still be informative with your readers in the process.

3. Audio
If you have an audio option that reads the entire blog post aloud, you could benefit a lot of people who are accessing your blog through their mobile phones. Those commuting could just listen to your post instead of reading them, and your voice, regardless of quality, will get more attention than walls of texts and images.

Why Writing About Other Bloggers Helps Your Own Blog

January 3rd, 2014

The internet’s primary function is to provide people information about their own topics of interest and people only believe the information they receive if it came from a credible source. Having reliable information is key to gaining higher traffic in your website. A great win-win situation for two bloggers is to write a review about one of them in one’s blog.

1. Creates Credentials
A blogger could only talk about his personal information, but he or she alone has no proof unless he or she posts evidences to support his or her claim to reputation. However, another blogger’s review of an article written by another blogger helps verify the former blogger’s reputation and standing, and the traffic in the latter blogger’s review.

2. Improve Writing
A critique means a tasteful observation of all details concerning a blogger. The focus could change from writing style, topics of interest, sources used and other details. Critique should praise or bring up certain issues found in a blog. It helps the blogger improve their writing, and for your critique, which can spark up potential healthy rivalry, could boost reader traffic.

3. Affiliations
As you critique other bloggers’ works, you also create affiliations for yourself. You will be arguing with other bloggers and readers in some discussions and if you fare well with proper argumentation, you could win new connections, which overall boosts your internet marketing potential.

Write About Anything in the Internet

December 23rd, 2013

If you’re not working for any company that you need to market, advertise or review in your blog, you can still monetize your blog as long as you continue to produce high quality content. Anybody can recognize high quality content; just remember the most memorable commercials or movies you remember.

Write about anything you desire. Ask yourself about what sort of things interest you, captures your ideals or what aspect of you, including your profession, will people care to hear about. A veteran firefighter could start a blog about the basics of firefight training, including how to get people out from burning structures. A doctor could share the basics of providing first aid to children poisoned with food and other substances.

However, if you’re planning to monetize a personal blog, you must also take note of the personal side of things. If you’re not much an expert in other details, do not overdo your writing. It is essential to remember that your writing reflect your personality, so don’t be overly concerned with grammar. Just make sure your facts are straight, especially if you’re speaking from experience.

Be detailed in your approach. If you’re writing about philosophy, detail the arguments with sub-arguments. If you’re writing about technical procedures, then describe it in full detail to your audience.

Also, develop your writing style. When you ensure your writing reflects your personality, you develop the unique voice in your writing style. Using a military veteran’s kind of voice in explaining medical procedures could be entertaining and interesting for your audiences.

Grammar and Your Blogging

December 18th, 2013

Grammar and one’s proficiency in using it in the internet is highly important in blogging. Most visitors will likely mistrust your content if the writer or producer does not practice proper grammar and could not express the focus of the project entirely. However, formal grammar educators use is not what you need for your blogs. You just need to know the following.


1. Pronouns
The use of he or she is basic for most people who speak English, but using he while using a pronoun “they” in one sentence to reference to the same character is grammatically incorrect. Many people will notice this in your writing, so be mindful of the characters you talk about and their references.

2. Audience
Why many writers and bookworms not like or discourage reading the Twilight books is because they make use of bad, distasteful and contemporary symbolisms. If your audience are videogamers, you should use the language they use, including all the abbreviations of famous expressions most gamers use. Always take note of your target audience.

3. Punctuations
There are a great many examples as to why one must know greatly about punctuations and their effective usage. Many statements and sentences could mean differently if one does not master this particular language piece not just in English, but all languages learned.